Brand Discounts
Offers on Swiggy, Ajio, District & SonyLiv
Dining Benefit
Up to 15% off on dining bills via EazyDiner
Lounge Access
Up to 4 free domestic lounge visits per year
About Axis Bank MY ZONE Credit Card
Axis Bank My Zone Credit Card is an entry-level card offering benefits across multiple lifestyle categories, such as shopping, dining and entertainment. With this card, you can avail discounts on popular websites, like Ajio, District and Swiggy, along with complimentary annual membership of SonyLIV. It is among the few low-fee credit cards that offer membership to an OTT platform along with a combination of rewards and multiple discount offers.
In addition to the brand discounts, this Axis Bank credit card also offers EDGE Reward Points on every card spend, but the reward earning potential is quite limited as there are no accelerated savings. So, the discount feature stands as the main attraction for consumers. Read on to know more about this card to see whether it would be the right fit for you.
Brand Discount Offers
- Swiggy: Rs. 120 off per order on food delivery order1 of min. Rs. 500, twice a month using the coupon code ‘AXIS120’
- District by Zomato: 100% off up to Rs. 200 per month on the 2nd movie ticket2 on District app using the coupon code ‘AXIS200’
- Ajio: Up to Rs. 1,000 off on select products on min. order value of Rs. 2,999 using the coupon code ‘AJIOAXISMZ’
- SonyLiv: Free SonyLiv Premium annual membership worth Rs. 1,499 on making the 1st card spend within 30 days of card issuance, renewable on spending Rs. 1.5 lakh in a year3
Other Features & Benefits
- Rewards Program
- Reward Rate: 4 EDGE Reward Points on every Rs. 200 spent
- Redemption Option: EDGE Rewards catalogue
- Exclusions: Spends made on movies, fuel, rent, insurance, utilities, jewellery, education, government institutions, wallet, and EMI transactions will not accrue any reward points.
- Lounge Access: 1 complimentary domestic lounge visit per calendar quarter on spending Rs. 50,000 during the previous 3 months.
- Dining Offer: Up to 15% off, up to Rs. 500, on dining bills of min. Rs. 2,500 via EazyDiner under the Axis Bank Dining Delights program, once per month.
- Renewal Benefit: 1,000 reward points on spending Rs. 1.5 Lakh in a year4.
- Fuel Benefit: 1% fuel surcharge waiver of up to Rs. 400 per month on fuel spends of Rs. 400 to Rs. 4,000.
Axis Bank MY ZONE Credit Card: Fees & Charges
| Joining/Annual Fee | Rs. 500+Applicable Taxes or Nil for select channels | ||||||||||
| Finance Charges | 3.75% per month (or 55.55% per annum) | ||||||||||
| Late Payments Fees |
|
Things to Know Before you apply
Get This Card If:
- You are not looking for reward points and prefer direct discount offers
- You are looking for a low-fee card with benefits spanning across multiple brands and categories
- Your frequently make purchases through the partner platforms – Ajio, Swiggy and District by Zomato
- Complimentary SonyLiv membership (worth Rs, 1,499) is a valuable benefit for you
Similar Cards:
- SBI SimplyCLICK Credit Card
- HDFC MoneyBack+ Credit Card
- HDFC Millennia Credit Card
- YES Bank PaisaSave Credit Card